Take Advantage of Loan Pre-Qualification

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses

With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.


Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $





Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.83%4.99%
15-yr Fixed4.32%4.55%
1-yr Adj4.35%5.4%
* national averages



2187 Newcastle Ave Suite 204
Cardiff, CA 92007
Business: (760) 635-0050
Foreclosure Hotline: 760-635-0070
Email:
earl@reosharp.com

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Earl Gervais and American Eagle Real Estate services the real estate needs of home buyers and home sellers in search of real estate, homes for sale, condos, investment properties, commercial real estate, new construction, new homes, land, lots, farms and recreational property in these nearby communities and more!

Cardiff By the Sea | Carlsbad | Carmel Valley | Del Mar | Encinitas | La Jolla | Oceanside | Rancho Santa Fe | San Diego County | San Marcos | Solana Beach

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All rate, payment, and area information are estimates and approximations only.